To build or not build?

We want a house. We are tired Carl's basement, although I love Carl, I just don't love that which is his basement.

So, since Josh has recently finished school, and has joined the ranks of the full time employed, we have decided to get a move on.

We first looked at existing homes. A LOT. A lot of short sales and foreclosures. (since that is about all that is available these days) We saw lots of "Fixer-uppers" and some that only needed minimal work, BUT, we decided, hey, if we are going to do work, we might as well do the whole enchilada!

So, we have enlisted the help of a VERY well qualified, and gifted home builder, and are trying to get things started.

First on the list, Lot. We have two picked out. One in Syracuse, which is actually a really nice neighborhood. Not super far west (that was one of my stipulations) and not within miles of power lines. Will someone from Davis County please tell me the need for SO many power lines??? About half the lots we have looked at have a gigantic power station in the yard. What is the deal? Anyway, the other lot is in East Layton. A little far North, but BEAUTIFUL! Just west of Hwy 89, it has great views, and a 20 minute commute to Pineview. If you haven't already figured it out, this one is by far Josh's favorite...

It is so much fun to think about building our "own" house, but as soon as I think how fun it is, I think how freaking scary it is! I may like to spend a few $$ at Banana Republic here and there, but forking out the $$$$$$$ it takes to buy a lot, build a house, and pay your monthly Mortgage is another thing entirely!

Thanks to my very awesome brother for being so willing to help. Thanks also to my sisters who have to listen to me whine and have to keep reassuring me everything is going to be alright. :) Thankfully, they are all seasoned pros at this house building/buying thing. Although they are wonderful substitutes, I do still wish my mom was here to walk me through this.